Who of the following used the term Drain of Wealth for the first time

Options :
  1. Surendranath Bannerjee
  2. Bal Gangadhar Tilak
  3. Dadabhai Naoroji
  4. Mahatma Gandhi
Answer and Explanation :-

Answer: Option 3

Explanation:

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I have learned, that the person I have to ask for forgiveness from the most is: myself. You must love yourself. You have to forgive yourself, everyday, whenever you remember a shortcoming, a flaw, you have to tell yourself "That's just fine". You have to forgive yourself so much, until you don't even see those things anymore. Because that's what love is like.
-C. JoyBell C.