The Malhotra Committee has recommended

Options :
  1. privatization of insurance
  2. levy of agricultural income tax by the central Government
  3. some measured to coordinate the activities of the planning commission
  4. creation of an apex body to prevent recurrence of bank scams
Answer and Explanation :-

Answer: Option 1

Explanation:

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I am of certain convinced that the greatest heroes are those who do their duty in the daily grind of domestic affairs whilst the world whirls as a maddening dreidel.
-Florence Nightingale